We are Louise Prestwich and Lesley Hattersley and our business “Switch Lifestyles” is all about helping clients to protect their families in times of financial hardship.
Every 22 minutes a child loses a parent, and we don’t mean in a park or around a supermarket!! No, we mean that every 22 minutes a parent of a child dies. Cheerful way to open up our first blog we know, but let’s be honest, many many of you out there won’t have adequate protection should it happen to you. For a minute, right now, just stop and think about what situation you would be in if your significant other passed away?
Let’s start with the biggest commitments. Would your mortgage be paid off? How would you meet those payments? Have you moved house and your mortgage life insurance hasn’t been changed to reflect the move? Is it enough? Do you have loans? car finance? credit cards? How would you pay them off or keep meeting the payments? And that’s before you think about living? Bills? Food? Clothing? And what about treats? Holidays? Trips to the cinema? All at a time when you are emotionally distraught with grief? Please don’t underestimate how NOT having life insurance could ruin your life all over again following your bereavement.
It really is that bad for families. Many people think it’s adequate just to have their mortgage paid off. It’s not!! Especially if you have dependent children and you still want to be able to give them some kind of decent standard of living.
Life Insurance often isn’t as expensive as people think and here at Switch Lifestyles we are more than happy to just provide people with NO OBLIGATION quotes for our cover. You may well be surprised at how little you need to pay per month to secure your financial stability should this terrible thing happen to you. It’s often cheaper than insuring your house, your car, your dog. All things that people sort out as priorities! The truth is that the impact of claiming for these things is nowhere near as devastating.
So admit it Mumblers, you’ve probably thought about it and just not got around to it. Something like reading this blog will make you say to yourself “We really need to sort this out”, but then you get distracted, life gets in the way, you forget that feeling of dread you had when you actually thought about it and you leave it. Imagine if you keep leaving it, then it happens, and you think to yourself “If only we had sorted it out”. So right now, call us, text us, email us then it’s done, and then we will make sure you don’t leave it to chance.
Email email@example.com, get Lesley on 0781 381 7824 or Louise on 0788 990 2256. And you can check out our website at www.switchlifestyles.co.uk